CONsolidation LOANS FROM $10,000
Consolidate your credit cards and high-interest loans with our loan options.
Life can bring unexpected expenses. When it does, One Debt Payment can help you take charge of your finances with loans starting from $10,000 and beyond.
Benefits of Debt Consolidation
- A fixed monthly payment
- Save time and money.
- Eliminate high credit card fees.
- Avoid multiple bills, pay all at once.
- The monthly payment never increases.
HOW YOU CAN USE YOUR LOAN
- Paying off credit cards
- Refinancing high-interest loans
- Debt consolidation
- Medical bills
WHAT KIND OF LOANS DO WE OFFER?
CREDIT CARD CONSOLIDATION LOANS
Refinance your credit cards with a personal loan and mark the date when you could be debt-free.
DEBT CONSOLIDATION LOANS
Simplify your debt and your life with a single monthly payment from an affordable fixed-rate loan.
We are highly trained debt specialists located in the heart of New York, in downtown Manhattan. The majority of our enrolled clients come from various states across the United States. Our industry experience in debt has allowed us to assist thousands of individuals facing financial hardships. The foundation of our debt programs and strategies is transparency. Through transparency, we help our clients not only save thousands of dollars in debt but also save headaches and stress that come with financial difficulties. With over 16 years of experience, we truly understand the debt industry.
LEGAL NOTICE
Your actual rate depends on credit score, loan amount, loan term, and credit usage & history. APR ranges from 6.95% to 35.89%. For example, you could receive a loan of $6,000 with an interest rate of 7.99% and an origination fee of 5.00% for an APR of 11.51%. In this example, you will receive $5,700 and will make 36 monthly payments of $187.99. The total repayable amount will be $6,767.64. Your APR will be determined based on your credit at the time of application. The origination fee ranges from 1% to 6%; the average origination fee is 5.2% (as of 5/12/18 YTD). There is no down payment and never a penalty for prepayment. Loan closing is contingent on acceptance of all required agreements and disclosures on the www.onedebtpayment.com website. All loans made by One Debt Payment have a minimum repayment term of 36 months or 60 months.